Friday, March 25, 2011

That one time my bank account was in the hole $75,000.00

I was looking through the pictures on my phone today and came across one that I just had to share.

So awhile ago, like 3 years ago to be exact, I was on vacation in California with my mom, sisters, and my extended family.  We had gone to Cayucus and stayed in a beach house and it was amazing! But that really isn't part of the story.  So on our trip we were using my debit card for gas and food and all that, and my dad had put money in my account so we could get back. We are on our way back to Utah and we decide we are thirsty, so my mom pulls into a gas station.  I'm up at the counter paying for our drinks and lady working there tells me my card is being declined.  I thought maybe I had entered the wrong pin and have her run it as credit, and she tells me the same thing.  I thought this was weird because I KNEW there was money in there, so I went to the ATM to check my balance.  The little receipt pops out and it says -$74,304.32.  "WHAAAATTT??!?!"  I'm pretty sure that was my exact thought.  I was so confused because how can that even be possible.  I couldn't remember having bought a really nice car or small house on this vacation, so none of this made sense.  So we call my dad and to see if he had decided to purchase a small house or really nice car while we were gone, but he said he had gone to the bank and deposited the money and had the receipt with the balance.

At this point I was kinda freaking out.  My bank account WAS NEGATIVE $75,000.00 IN THE HOLE! And we were in the middle of nowhere in California with no money.  We needed to talk to the bank.  But guess what day it was?  Saturday.  Are banks open on Saturday?  Not usually.  We called a branch that that luckily had limited Saturday hours and tried to figure out what was going on.  Apparently this is what had happened.  My dad had went to the bank and made his desposit.  Another lady had come up after him to withdraw $75,000.00 from her account, and the teller hadn't closed my account so it had come out of mine.  How that much money was able to go through I have no idea, but it did.

Because it was Saturday, the main offices were closed so there was nothing they could do until Monday.  They couldn't even just reverse it, because they aren't allowed to put $75,000.00 in an account without authorization. Hmmm.  So we had to wait until Monday to get everything figured out.  It was quite an adventure, that's for sure.


  1. Oh my gosh! I would have for sure just passed out on the spot!

  2. That is insane! Seriously, don't you wish you had been the woman who recieved $75,000 from some unknown account though! WOWZA that's a whole lot of cash!

    And They Lived Happily Ever After...


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